Smart Solution – Debt Collection Agency

Our Values

Respect

We are respectful of people's cultures and backgrounds.
We assume good intentions.
We take time to understand each other's roles and value each person's responsibilities.

Integrity

We apply the same rules for all.
We are not influenced by external stakeholders.
We do not seek to make personal gains as a result of our working relationship.

Leadership

We execute a good leadership.
We create a good team environment.
We set high goal for overall success of the Company.
We adopt all values as our own.

Excellence

We ensure P&A quality standards are met.
We are proactive and put member's needs first.
We set high individual performance goals.

We Ensure Optimal Results for All Our Clients

We offer the easiest and fastest way to recover your business debt. With over 2 decades of experience working with businesses of all types and sizes, we take pride in our professionalism and our skills in the art of negotiation.

“ The only person you should try to be better than is the person you were yesterday ”

ANPANANTHAN KARUPIAH

Director, P&A Smart Solution

We deliver what's Best!

Quality Services

With over 2 decades of experience in the credit recovery business, we can offer you the best solutions regardless of the size and type of your industry. Our talented team of specialists are skilled not only in recovering debt but also in approaching debtors with empathy and a human touch so that you can retain your valuable relationship with your customers.