We Are The Best

Debt Collection Agency

Having decades of collection experience we have incorporated many factors to ensure high success rates for our clients while not compromising their image

Top Notch

Quality Service

Our focus is predominantly on call quality and customer image, we take pride in giving the best to our clients.

"Helping you to

Achieve Success":

The only person you should try to be better than is the person you were yesterday

Anpananthan Karupiah Director

Established in 1998, P&A Smart Solution is a fully fledged nationwide collection agency. Our head office is centrally and conveniently located in the heart of Kuala Lumpur. Currently, there are branches located in all major cities throughout Malaysia.


We emphasize on training and development to promote personal and organizational skills to maximize productivity and efficiency. Our professional collection staffs are always ready to listen and assist you in every possible way.


Awards and Memberships

Malaysia HR AWARDS

Ministry of Finance

P & A Smart Solution - 20th anniversary (1998-2018)

We deliver what's Best!

Quality Service

Where operational matters are left to the professional and recovery matters are taken care off by us.  We rather our clients be focused on their field of expertise and allow us to take care of matters pertaining to collection.

January 12, 2018 saleh

Hello world!

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