OUR SERVICE Our commission-based credit recovery is one of the key services we provide Explore More AREAS Commercial Recoveries Training & Development Financial Recoveries Debt
Collection
Agency
We are the Premier WE ARE THE PREMIER Only the Best For Our Clients ONLY THE BEST FOR OUR CLIENTS

Our Values

Respect

Respect

We are respectful of people's cultures and backgrounds.
We assume good intentions.
We take time to understand each other's roles and value each person's responsibilities.

Integrity

Integrity

We apply the same rules for all.
We are not influenced by external stakeholders.
We do not seek to make personal gains as a result of our working relationship.

Leadership

Leadership

We execute a good leadership.
We create a good team environment.
We set high goal for overall success of the Company.
We adopt all values as our own.

Excellence

Excellence

We ensure P&A quality standards are met.
We are proactive and put member's needs first.
We set high individual performance goals.

We Ensure Optimal Results for All Our Clients

We offer the easiest and fastest way to recover your business debt. With over 2 decades of experience working with businesses of all types and sizes, we take pride in our professionalism and our skills in the art of negotiation.

“ The only person you should try to be better than is the person you were yesterday ”

ANPANANTHAN KARUPIAH

Director, P&A Smart Solution

We deliver what's Best!

Quality Services

With over 2 decades of experience in the credit recovery business, we can offer you the best solutions regardless of the size and type of your industry. Our talented team of specialists are skilled not only in recovering debt but also in approaching debtors with empathy and a human touch so that you can retain your valuable relationship with your customers.

We deliver what's Best!

Helping you to Achieve Success

We emphasize on training and development to promote personal and organizational skills to maximize productivity and efficiency. Our professional collection staff are always ready to listen and assist you in every possible way.

Awards and Memberships

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Malaysia HR AWARDS

MY056-QC CERT MARK

ISO Certified