About us

We grow brands

Vision & Mission

- We want to be a leader in the financial service industry and best in credit recovery services in the world.

- Our goal is to achieve customer needs through excellent services, innovation and at the same time maximizing company's profit by increasing productivity, creating a conducive working environment, & creating an effective and efficient workforce.

about1
125 Projects
987 CLIENTS
452 EMPLOYEES
12 branches

The People Behind The Success

The Team

P&A Smart Solution has weathered 2 financial crisis throughout its 20 year history namely the Asian Financial Crisis in 1998 and the Global Financial Crisis in 2008. The company has grown from strength to strength building from its mere 20 man operation in a rented outfit in Setapak in 1998 to its current formidable 280 man operation in Wisma YPR with branch locations throughout Malaysia. P&A will be moving into its own Wisma P&A located in Brickfields this year charting another illustrious milestone in the career of the company. “Be the Change and Go Beyond” is the company’s theme and focus moving into the 20th year of existence.

The Management

Director

Mohamed Akwal Sultan

profile

• Bachelor Of Business Administration (Ohio University)
• Over 30 years of experience in corporate banking and debt recovery. Has extensive experience in SME lending, debt management and personal financial literacy, providing advisory services to corporate, SMEs and individuals
• Sits on the Board of 2 Public Listed Companies as an Independent Director • Instrumental in setting up AKPK and was founding CEO
• Served the National Debt Management Agency (Danaharta) as Deputy General Manager
• Involved in setting up SME Special Unit and Small Debt Resolution Scheme for BNM

skills

Director

Noorrul Huda Binti Said

profile

• Diploma in Management & Office Administration
• 9 years of experience in Training & Administration
• 7 years of working experience in credit recovery company (banking & corporate accounts)
• Involved in setting up ISO department and getting ISO 9001-2008 certification

skills

Director

Anpananthan Karupiah

profile

• Associate Diploma in MII-LUTC
• Agency manager for 6 years in insurance company
• 8 years of experience in Sales and Marketing
• Involved in the setting up and management for a local corn pan based in USA (United States of America)
• Attended various seminar on leadership and quality, management, financial analysis and human behavior
• 17 years of working experience in credit recovery company

skills

Director

Panneerselvam Balakrishnan

profile

• Master in Business Administration (MBA)
• Assistant Manager in IJM – Desa Talisai for 2 years
• Sales Manager in NSTP for 4 years
• 17 years working experience managing a credit recovery company

skills
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